Untitled Document
Protection Products: Life Insurance

Life Insurance

Life Insurance helps us to protect those who depend on us. Life Insurance is the backbone of our family’s financial security. Having Life Insurance is like building a lifetime of financial security for loved ones.

Term Life Insurance and Permanent Insurance are the two basic types of Life Insurance available today. The right one for you will depend on how long you think you might need coverage. If you have a temporary protection need, Term Life Insurance may be appropriate. If you expect to need life insurance for a longer duration, even for your lifetime, then you should consider Permanent Life Insurance

Term life insurance is the most basic kind of life insurance. It provides affordable protection for a pre-defined period of time, so it is often used to serve temporary protection needs.

Whole life insurance is permanent that is, the duration of the policy is always until 100, 98, or 96 years old. It builds a cash flow and provides an income tax-free death benefit. It offers taxdeferred cash values that, as they accumulate, can be used to help purchase a home, help pay for a child's education, or supplement retirement income.


Universal Life Insurance
like term, universal life is affordable, but it offers you cash accumulation like it’s more traditional counterpart, whole life-and allows you to lock in guaranteed protection. Plus, it affords you a degree of flexibility.

Consult a Registered Representative!
Please click here to complete and send our online form. We'll have a Registered Representative contact you at your convenience.

Gospich Advisors, LLC
Phone : (718) 674-2291 E-mail: info@gospichadvisors.com